Starting Now

Understanding the Link Between Credit and Housing

Credit and Housing

When it comes to buying a home, your credit score is a crucial factor. It can determine not only whether you qualify for a mortgage but also the interest rate you’ll pay, which affects the overall cost of homeownership. Understanding how credit impacts the home buying process is essential for anyone looking to become a […]

Marriage and Credit: Merging Your Lives Not Your Individual Scores

Marriage and Credit

Embarking on a journey of marriage and building a life together with your chosen partner is a beautiful chapter filled with love, companionship, and shared dreams. However, marriage and credit are equally important topics that couples must navigate together. This new beginning brings to light financial conversations, such as understanding how credit impacts your joint […]

Take Control of Your Medical Debt and Protect Your Credit

Medical Debt

Did you know that nearly 1-in-5 households in the United States are burdened with overdue medical debt? It’s a staggering statistic affecting millions of families, but there’s hope. At Starting Now, we believe it’s time to take action and empower ourselves against this financial challenge. The Impact of Medical Debt Medical debt is the most […]

Taking Action on a New Collection Notice: Protecting Your Credit and Financial Health

Collection Notice

Receiving a collection notice in the mail can be an unsettling experience. However, it is crucial to take immediate action when faced with such a situation. Failure to address these notifications can have severe consequences on your creditworthiness and financial well-being. In this article, we will discuss the importance of taking action upon receiving a […]

Divorce and Credit: Safeguarding Your Financial Future with These Expert Tips

Divorce

Navigating a divorce is challenging, and safeguarding your financial future is crucial. Each person’s credit situation is unique, so while specific credit score improvements or changes can’t be guaranteed, we can explain how these steps can help minimize negative impacts on your credit during a divorce. Closing Joint Accounts Prevent Future Joint Financial Obligations Close […]