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Housing Counseling

Mortgage Ready

We specialize in guiding you towards becoming mortgage-ready, paving the way for your dream of home ownership. Our one-on-one credit counseling is specifically tailored to your needs. Our empathetic counselors conduct a detailed assessment of your credit report from all three major credit reporting agencies and review your overall financial situation.

 

About the Program

With real-time access to your credit scores and state-of-the-art technology, we craft a personalized action plan to prepare you for securing a mortgage. Our comprehensive Housing Counseling program includes all of our One-to-One Credit Counseling tools and assistance, with the additional benefit of Freddie Mac’s HomeCoachSM.

HomeCoachSM, is a revolutionary tool that delivers a “lender’s view” of your financial and credit status within seconds. HomeCoach uses advanced technology to produce a Freddie Mac Loan Product Advisor® feedback certificate, providing crucial insights and enhancing your readiness for lender approval.

Through secure document uploads and consistent monthly reviews, we ensure every step you take is supported, helping you achieve your homeownership goals with confidence and clarity.

What's included:

  • HomeCoachSM

    Receive crucial insights such as loan-to-value (LTV) and debt-to-income (DTI) mortgage calculations to help prepare you for lender approval.

  • Credit Report Assessment

    We provide you with a review your current credit report to assess a plan of action tailored just for you.

  • One-to-One Counseling

    Personalized counseling to help consumers find tailored solutions, improve their credit scores and achieve their financial and personal goals.

  • Budgeting

    We help you manage your finances by assessing your situation, setting goals, creating a budget plan, track spending, provide you with tools and resources, and ongoing support.

  • Credit Education

    We help you manage your finances by assessing your situation, setting goals, creating a budget plan, track spending, provide you with tools and resources, and ongoing support.

  • Live Stream Sessions

    Included in the program are live stream sessions where we discuss important financial topics to keep you up to date on important changes. These monthly sessions can help you manage your finances more effectively.

  • Disputing

    Our counselors work with you and all three bureaus and creditors to resolve issues an d inaccuracies on your credit report, find solutions, and improve your credit score.

  • Average Timeframe

    Our average program timeframe is 4-6 months, though it varies by individual; some take longer or shorter, while otghers stay for ongoing personalized sessions due to their success.

  • FICO Scores

    We provide you with your FICO scores, the same reports and scores that lenders use today.

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A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.

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