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Marriage and Credit: Merging Your Lives Not Your Individual Scores

Marriage and Credit

Embarking on a journey of marriage and building a life together with your chosen partner is a beautiful chapter filled with love, companionship, and shared dreams. Yet, this new beginning also brings to light important financial conversations that couples must navigate together. Among these, understanding how credit impacts your joint life is as crucial as […]

The Power of Secured Credit Cards

In today’s world, having a good credit score is essential for financial stability and future opportunities. However, for individuals with limited or poor credit history, obtaining a traditional credit card can be challenging. This is where secured credit cards come into play. One card that has great benefits to all consumers is Open Sky.   Let’s […]

Take Control of Your Medical Debt and Protect Your Credit!

Medical Debt

Are you aware that nearly 1-in-5 households in the United States are burdened with overdue medical debt? It’s a staggering statistic that affects millions of families, and we believe it’s time to take action and empower ourselves against this financial challenge. We understand the frustration of being contacted by debt collectors about medical bills more […]

Rebuilding Credit After a Charged-Off Account: Expert Tips for Financial Recovery

If you are a consumer that still has a balance with the creditor, whether it is an outstanding debt or a charged-off account, read this.  Here are some considerations with charged-off accounts: Verify the debt: If the account has been charged off, it’s important to verify the accuracy of the debt. Request validation of the […]

Divorce and Credit: Safeguarding Your Financial Future with These Expert Tips

Due to the fact that everyone’s credit DNA is different, it’s hard to provide specific credit score improvements or changes that will occur as a result of following these steps.  However,  we can explain how they can help minimize negative impacts on credit during a divorce: Closing joint accounts: By closing joint accounts, the couple […]