Starting Now

Annual Update

We extend our sincere thanks to our participants, partners, and community supporters for their trust and collaboration throughout 2025. Your continued support has made it possible for Starting Now Corporation to expand access to trusted credit counseling, housing counseling, and financial education services nationwide.

Because of this shared commitment, we provided 2,330 free credit and housing consultations, helping individuals take meaningful first steps toward improved credit, financial stability, and long-term economic success. We are grateful for the opportunity to walk alongside so many individuals as they worked toward their financial goals.

A Year of Financial Growth and Personalized Support

Throughout 2025, our counselors delivered 5,924 one-on-one credit and housing counseling sessions, offering personalized guidance focused on credit improvement, budgeting, debt management, and homeownership readiness. These sessions helped individuals better understand their financial situations, create realistic plans of action, and stay accountable as they worked toward progress.

Together, we supported clients in reaching important milestones — including improving credit scores, reducing debt, preparing for homeownership, and strengthening overall financial wellness. Each success reflects the power of education, trusted guidance, and consistent support.

Measurable Impact and Positive Outcomes

This year, 84% of participants saw improvements in their credit scores, with many achieving significant gains in a relatively short period of time. These outcomes demonstrate the effectiveness of personalized credit counseling combined with practical financial education. Beyond the numbers, the impact is seen in increased confidence, expanded access to opportunity, and stronger financial foundations for individuals and families.

Looking Ahead

As we move forward, Starting Now Corporation remains committed to expanding access to nonprofit credit counseling, housing counseling, and financial education resources. With continued collaboration from our partners and community, we look forward to supporting even more individuals on their path to financial stability and long-term success.

Thank You for Being Part of Our Mission

We are deeply grateful to everyone who contributed to our impact this year. Your trust, partnership, and belief in our mission make this work possible. Together, we are building stronger financial futures — one conversation, one plan, and one success story at a time.

Katya Zevallos | Starting Now Corporation

Katya Zevallos
Executive Director

The Year in Review

Free Consultations: 2,330

37% continued with our 1-1 monthly personalized coaching.

83% came to us to purchase a home, 17% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 84% had a score increase with 34% from 50-99 points. 20% had increase over 100 points.

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Free Consultations: 2,308

35% continued with our 1-1 monthly personalized coaching.

83% came to us to purchase a home, 17% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 82.7% had a score increase with 29% from 50-99 points. 13.6% had increase over 100 points.

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Free Consultations: 2,040

47% continued with our 1-1 monthly personalized coaching.

85% came to us to purchase a home, 15% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 76.9% had a score increase with 25% from 50-99 points. 11% had increase over 100 points.

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Free Consultations: 1,111

49% continued with our 1-1 monthly personalized coaching.

81% came to us to purchase a home, 19% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 77% had a score increase with 26% having increase score b/w 50-99 points during the program. 12.4% had increase over 100 points.

Free Consultations: 1,823

29% continued with our 1-1 monthly personalized coaching.

86% came to us to purchase a home, 14% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 76.4% had a score increase with 26% having increase their score b/w 50-99 points during the program. Almost 10% had score increasing over 100 points.

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