Starting Now

Credit Action Plan & FICO Impact Form
Credit Action Plan
& FICO Impact Form
Starting Now — Credit Improvement Program
1
Client Snapshot
Auto-filled where possible
Stage / Status
2
Credit Overview
Current Credit Scores
Equifax
TransUnion
Experian
Primary Goal
3
Key Observations
Simple + Clear
4
FICO Score Breakdown + Action Plan
Education + Action Combined
1 — Payment History
35% — Most Important
Current Status
Action Plan
2 — Credit Utilization / Debt Ratio
30%
Status
Action Plan
3 — Length of Credit History
15%
Status
Action Plan
4 — Credit Inquiries
10%
Status
Action Plan
5 — Credit Mix
10%
Current Mix
Action Plan
5
Priority Action Plan — Top 3 Focus Areas
Priority 1 — Highest Impact
Priority 2
Priority 3
6
Progress Tracking
Month-to-Month
Score Change
Accounts Updated
Milestones Achieved
7
Disputes & Resolutions
Optional / Advanced
Client Commitment
I understand the steps outlined in this Credit Action Plan and commit to actively working toward my credit improvement goals with the support of my assigned counselor.

The Year in Review

Free Consultations: 2,330

37% continued with our 1-1 monthly personalized coaching.

83% came to us to purchase a home, 17% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 84% had a score increase with 34% from 50-99 points. 20% had increase over 100 points.

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Free Consultations: 2,308

35% continued with our 1-1 monthly personalized coaching.

83% came to us to purchase a home, 17% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 82.7% had a score increase with 29% from 50-99 points. 13.6% had increase over 100 points.

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Free Consultations: 2,040

47% continued with our 1-1 monthly personalized coaching.

85% came to us to purchase a home, 15% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 76.9% had a score increase with 25% from 50-99 points. 11% had increase over 100 points.

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Free Consultations: 1,111

49% continued with our 1-1 monthly personalized coaching.

81% came to us to purchase a home, 19% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 77% had a score increase with 26% having increase score b/w 50-99 points during the program. 12.4% had increase over 100 points.

Free Consultations: 1,823

29% continued with our 1-1 monthly personalized coaching.

86% came to us to purchase a home, 14% was to better their credit & financial capabilities.

Out of all the 1-1 personalized coaching sessions, 76.4% had a score increase with 26% having increase their score b/w 50-99 points during the program. Almost 10% had score increasing over 100 points.

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