PARTNER WITH US
Empowering Loan Officers, Managers, and Broker Owners to Maximize Funded Loans and Client Loyalty.
Why Partnering with Starting Now is Important to You
15-25%
Increase in Funded Loans
Potential recovery rate from previously declined applicants.
Enhanced
Client Loyalty
Providing solutions builds trust and long-term relationships.
Reduced
Lead Wastage
Turning "no" into "not yet" maximizes marketing ROI.
MORE THAN JUST CREDIT REPAIR
Starting Now offers a holistic approach to financial wellness, setting us apart from traditional credit repair services. Our comprehensive model focuses on long-term financial success for your clients.
| Feature | Starting Now | Traditional Credit Repair |
|---|---|---|
| Credit Score Improvement Focus | ✔ Holistic approach | ✖ Limited to score increases |
| Comprehensive Financial Education | ✔ Education-first model | ✖ Focuses on disputes only |
| Focus on Finding the Right Solution & Reaching Out to CRAs & Creditors | ✔ Proactive resolution approach | ✖ Dispute only approach |
| Debt Management Strategies | ✔ Debt reduction planning | ✖ Does not include debt strategies |
| Homebuyer Readiness & Support | ✔ Full homebuyer support | ✖ Not focused on homeownership |
| Ethical & Transparent Services | ✔ No hidden fees | ✖ Often hidden fees and upsells |
| Uses Lender-Based Scoring Models | ✔ FICO Score 2, 4, 5 | ✖ Other model not applicable to lenders |
| Partners with Industry Groups & Nonprofits | ✔ To provide best solutions | ✖ Limited partnerships |
| Industry Updates & Trended Data Analysis | ✔ FICO & Vantage trends | ✖ Limited industry insight |
| Access to Mortgage Readiness Tools | ✔ FreddieMac HomeCoach | ✖ No direct mortgage support |
| Bilingual Support | ✔ English and Spanish | ✖ Unknown |
Who We Are: Starting Now Corporation
Starting Now Corporation is a 501(c)(3) nonprofit providing personalized credit coaching and financial education to help consumers build strong credit profiles.
Our coaches create tailored plans and guide clients through every step, empowering them to achieve goals like homeownership, car buying, or financial wellness.
Since 2017, we've helped thousands improve their financial literacy through hands-on support.
Our mission is: To help consumers achieve greater economic success through credit and financial education along with sustainable solutions to reflect changing lifestyles.
Our Fee Structure
Our average program timeframe is 4-6 months, though it varies by individual. Our enrollment fee is **$149** with a **$113 monthly fee**. No contract!
We put consumers first! After a free consultation and a thorough look at the consumer's situation, if this program is the right fit for them, there's a one-time enrollment fee of $149 and a monthly fee of $113, which may vary based on available subsidies. Counseling is also available in Spanish!
How to Use It: Our Method
