Housing Counseling
Mortgage Ready
Starting Now Housing Counseling Service aims to provide comprehensive assistance to individuals and families navigating the complexities of housing.
We specialize in guiding you toward becoming mortgage-ready and helping you achieve your dream of homeownership. We tailor our one-on-one housing counseling to your needs. First, our empathetic counselors conduct a detailed assessment of your credit report from all three major credit reporting agencies. Then, they review your overall financial situation to provide you with the best support possible.
Our work plan details our strategies and methodologies for addressing these challenges, leveraging our expertise to empower those we serve and foster long-term positive outcomes.
About the Program
Our housing counseling program crafts a personalized action plan to prepare you for securing a mortgage. Our comprehensive Housing Counseling program includes all of our One-to-One Credit Counseling tools and assistance, with the additional benefit of Freddie Mac’s HomeCoachSM.
HomeCoachSM, is a revolutionary tool that delivers a “lender’s view” of your financial and credit status within seconds. HomeCoach uses advanced technology to produce a Freddie Mac Loan Product Advisor® feedback certificate, providing crucial insights and enhancing your readiness for lender approval.
We ensure support for every step you take helping you achieve your homeownership goals with confidence and clarity.
Included:
-
HomeCoachSM
Our HomeCoach assessment provides you with crucial insights such as loan-to-value (LTV) and debt-to-income (DTI) mortgage calculations. These insights will then help prepare you for lender approval.
-
Credit Report Assessment
We provide you with a review your current credit report to assess a plan of action tailored just for you.
-
One-to-One Counseling
Personalized housing counseling to help consumers find tailored solutions, improve their credit scores and achieve their financial and personal goals.
-
Budgeting
We help you manage your finances by assessing your situation, setting goals, creating a budget plan, track spending, provide you with tools and resources, and ongoing support.
-
Credit Education
Our housing counselors provide valuable, personalized information directly related to your credit report, ensuring you can easily understand, relate to, and retain the knowledge.
-
Live Stream Sessions
Live stream sessions where we discuss important financial topics to keep you up to date on important changes. These monthly sessions can help you manage your finances more effectively.
-
Verification / Validation
Our credit counselors work with you and all three bureaus and creditors to resolve issues and inaccuracies on your credit report. They find solutions, and improve your credit score.
-
Average Timeframe
Our average program timeframe is 4-6 months. However, it varies based on individual needs. In fact, some clients choose to stay longer for ongoing personalized sessions due to their success. As a result, we accommodate their desire for continued support, ensuring they achieve their financial goals.
-
FICO Scores
Our housing counseling program provides you with your FICO scores, the same reports and scores that lenders use today.
FAQ
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A Title to Turn the Visitor Into a Lead
This is your chance to emphasize why the visitor should contact you right now.