Starting Now

Smart Ways to Use Your Tax Refund This Spring

Tax season is here, and for many families, a refund check feels like a small miracle. After months of budgeting, stretching every dollar, and making things work, getting money back from the government can feel like a breath of fresh air. And it is. But it can also be so much more than that. At […]

Couples and Credit: Strengthening Your Relationship and Finances This Valentine’s Day

Couples and credit

February is a month filled with love, connection, and meaningful moments. It’s also a perfect time to look at something that deeply affects relationships but is often overlooked: how couples and credit decisions shape a shared financial future. Money conversations can feel uncomfortable, especially when partners have different financial habits or credit histories. But just […]

Understanding the Link Between Credit and Housing

Credit and Housing

When it comes to buying a home, your credit score is a crucial factor. It can determine not only whether you qualify for a mortgage but also the interest rate you’ll pay, which affects the overall cost of homeownership. Understanding how credit impacts the home buying process is essential for anyone looking to become a […]

Homeownership Counseling and Home Inspections

Homeownership Counseling and Home Inspection

Are you thinking about buying a home? The journey to homeownership can be complex, but with the right guidance, it can also be incredibly rewarding. At Starting Now, we provide expert homeownership counseling tailored to meet your unique financial circumstances and housing goals. Our services include intake, financial and housing affordability analysis, an action plan, […]